If we were to work together, what does that first meeting look like?" Here's the honest answer: what I do before we meet, what we go through on screen, and the part I look forward to most — the questions most people have never been asked about their own money.

Would your last three bank statements tell someone what matters most to you?

"I run an Advice-Only practice, so I don't sell products or manage money for people. I just provide advice and they stay in the driver's seat."

There are a lot of people out there who are afraid of making more money.